The goal of this report is to establish how capital adequacy influences the monetary performance of Meru County's licensed deposit-taking credit and savings cooperative institutions. The Pecking Order T he ory was used in the study . The researcher used an expressive research design. The study focused on thirteen accredited deposit-taking SACCOS in Meru County. A catalogue of all certified deposit-compelling saccos in Meru County was used in the analysis. The survey method was used since the sample size was restri…