Optimalisasi Struktur Modal Dengan Trade Off Theory Pada Bank Umum Syariah Article Swipe

View

Budi Gautama Siregar , Muhammad Salman , Aswadi Lubis ·

YOU? · · 2024 · Open Access · · DOI: https://doi.org/10.33059/jensi.v8i2.10663

This study aims to evaluate PT's financial performance. Bank Mega Syariah through liquidity ratio analysis with the Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Return on Assets (ROA), and Return on Equity (ROE) approaches. This research is descriptive quantitative, where the data is analyzed, and the results are described to provide an overview of the bank's financial performance. The data used is secondary data from PT's financial statements. Bank Mega Syariah for the period 2013-2021. The results show that the financing-to-deposit ratio (FDR) has fluctuated, with the highest levels in the second and third quarters of 2015, at 104.19% and 102.89%, respectively. Based on the analysis of the Capital Adequacy Ratio (CAR), PT. Bank Mega Syariah shows excellent capital. The ROA study shows several periods that are considered unhealthy based on Bank Indonesia standards, namely in the third and fourth quarters of 2016, 2017, and the fourth quarter of 2021. ROA describes the ability of PT. Bank Mega Syariah is making profits from its assets. Meanwhile, the ROE analysis shows that the condition of PT. Bank Mega Syariah is included in the unhealthy category. This research only focuses on the study of liquidity, solvency, and profitability ratios, so there is still an opportunity for further research that can explore other aspects, such as profitability, growth, or the application of a balanced scorecard.

Related Topics

Concepts

Modal Economics Business Chemistry Polymer chemistry

Metadata

Type: article
Language: en
Landing Page: https://doi.org/10.33059/jensi.v8i2.10663
OA Status: diamond
References: 12
Related Works: 10
OpenAlex ID: https://openalex.org/W4407935347

All OpenAlex metadata

Raw OpenAlex JSON

OpenAlex ID: https://openalex.org/W4407935347

Canonical identifier for this work in OpenAlex
DOI: https://doi.org/10.33059/jensi.v8i2.10663

Digital Object Identifier
Title: Optimalisasi Struktur Modal Dengan Trade Off Theory Pada Bank Umum Syariah

Work title
Type: article

OpenAlex work type
Language: en

Primary language
Publication year: 2024

Year of publication
Publication date: 2024-12-30

Full publication date if available
Authors: Budi Gautama Siregar, Muhammad Salman, Aswadi Lubis

List of authors in order
Landing page: https://doi.org/10.33059/jensi.v8i2.10663

Publisher landing page
Open access: Yes

Whether a free full text is available
OA status: diamond

Open access status per OpenAlex
OA URL: https://doi.org/10.33059/jensi.v8i2.10663

Direct OA link when available
Concepts: Modal, Economics, Business, Chemistry, Polymer chemistry

Top concepts (fields/topics) attached by OpenAlex
Cited by: 0

Total citation count in OpenAlex
References (count): 12

Number of works referenced by this work
Related works (count): 10

Other works algorithmically related by OpenAlex

Full payload

id	https://openalex.org/W4407935347
doi	https://doi.org/10.33059/jensi.v8i2.10663
ids.doi	https://doi.org/10.33059/jensi.v8i2.10663
ids.openalex	https://openalex.org/W4407935347
fwci	0.0
type	article
title	Optimalisasi Struktur Modal Dengan Trade Off Theory Pada Bank Umum Syariah
biblio.issue	2
biblio.volume	8
biblio.last_page	278
biblio.first_page	264
topics[0].id	https://openalex.org/T12123
topics[0].field.id	https://openalex.org/fields/14
topics[0].field.display_name	Business, Management and Accounting
topics[0].score	0.9962000250816345
topics[0].domain.id	https://openalex.org/domains/2
topics[0].domain.display_name	Social Sciences
topics[0].subfield.id	https://openalex.org/subfields/1402
topics[0].subfield.display_name	Accounting
topics[0].display_name	Financial Analysis and Corporate Governance
topics[1].id	https://openalex.org/T11365
topics[1].field.id	https://openalex.org/fields/14
topics[1].field.display_name	Business, Management and Accounting
topics[1].score	0.9896000027656555
topics[1].domain.id	https://openalex.org/domains/2
topics[1].domain.display_name	Social Sciences
topics[1].subfield.id	https://openalex.org/subfields/1402
topics[1].subfield.display_name	Accounting
topics[1].display_name	Islamic Finance and Banking Studies
topics[2].id	https://openalex.org/T10127
topics[2].field.id	https://openalex.org/fields/20
topics[2].field.display_name	Economics, Econometrics and Finance
topics[2].score	0.9670000076293945
topics[2].domain.id	https://openalex.org/domains/2
topics[2].domain.display_name	Social Sciences
topics[2].subfield.id	https://openalex.org/subfields/2003
topics[2].subfield.display_name	Finance
topics[2].display_name	Banking stability, regulation, efficiency
is_xpac	False
apc_list
apc_paid
concepts[0].id	https://openalex.org/C71139939
concepts[0].level	2
concepts[0].score	0.4989817142486572
concepts[0].wikidata	https://www.wikidata.org/wiki/Q910194
concepts[0].display_name	Modal
concepts[1].id	https://openalex.org/C162324750
concepts[1].level	0
concepts[1].score	0.4605516493320465
concepts[1].wikidata	https://www.wikidata.org/wiki/Q8134
concepts[1].display_name	Economics
concepts[2].id	https://openalex.org/C144133560
concepts[2].level	0
concepts[2].score	0.3610965311527252
concepts[2].wikidata	https://www.wikidata.org/wiki/Q4830453
concepts[2].display_name	Business
concepts[3].id	https://openalex.org/C185592680
concepts[3].level	0
concepts[3].score	0.10511162877082825
concepts[3].wikidata	https://www.wikidata.org/wiki/Q2329
concepts[3].display_name	Chemistry
concepts[4].id	https://openalex.org/C188027245
concepts[4].level	1
concepts[4].score	0.0
concepts[4].wikidata	https://www.wikidata.org/wiki/Q750446
concepts[4].display_name	Polymer chemistry
keywords[0].id	https://openalex.org/keywords/modal
keywords[0].score	0.4989817142486572
keywords[0].display_name	Modal
keywords[1].id	https://openalex.org/keywords/economics
keywords[1].score	0.4605516493320465
keywords[1].display_name	Economics
keywords[2].id	https://openalex.org/keywords/business
keywords[2].score	0.3610965311527252
keywords[2].display_name	Business
keywords[3].id	https://openalex.org/keywords/chemistry
keywords[3].score	0.10511162877082825
keywords[3].display_name	Chemistry
language	en
locations[0].id	doi:10.33059/jensi.v8i2.10663
locations[0].is_oa	True
locations[0].source.id	https://openalex.org/S4210211436
locations[0].source.issn	2615-1227, 2655-187X
locations[0].source.type	journal
locations[0].source.is_oa	True
locations[0].source.issn_l	2615-1227
locations[0].source.is_core	False
locations[0].source.is_in_doaj	False
locations[0].source.display_name	Jurnal Penelitian Ekonomi Akuntansi (JENSI)
locations[0].source.host_organization
locations[0].source.host_organization_name
locations[0].source.host_organization_lineage
locations[0].license
locations[0].pdf_url
locations[0].version	publishedVersion
locations[0].raw_type	journal-article
locations[0].license_id
locations[0].is_accepted	True
locations[0].is_published	True
locations[0].raw_source_name	Jurnal Penelitian Ekonomi Akuntansi (JENSI)
locations[0].landing_page_url	https://doi.org/10.33059/jensi.v8i2.10663
indexed_in	crossref
authorships[0].author.id	https://openalex.org/A5110717117
authorships[0].author.orcid	https://orcid.org/0000-0002-8167-5418
authorships[0].author.display_name	Budi Gautama Siregar
authorships[0].author_position	first
authorships[0].raw_author_name	None Budi Gautama Siregar
authorships[0].is_corresponding	False
authorships[1].author.id	https://openalex.org/A5100783030
authorships[1].author.orcid	https://orcid.org/0000-0002-4366-1461
authorships[1].author.display_name	Muhammad Salman
authorships[1].author_position	middle
authorships[1].raw_author_name	None Muhammad Salman
authorships[1].is_corresponding	False
authorships[2].author.id	https://openalex.org/A5113002318
authorships[2].author.orcid
authorships[2].author.display_name	Aswadi Lubis
authorships[2].author_position	last
authorships[2].raw_author_name	None Aswadi Lubis
authorships[2].is_corresponding	False
has_content.pdf	False
has_content.grobid_xml	False
is_paratext	False
open_access.is_oa	True
open_access.oa_url	https://doi.org/10.33059/jensi.v8i2.10663
open_access.oa_status	diamond
open_access.any_repository_has_fulltext	False
created_date	2025-10-10T00:00:00
display_name	Optimalisasi Struktur Modal Dengan Trade Off Theory Pada Bank Umum Syariah
has_fulltext	False
is_retracted	False
updated_date	2025-11-06T03:46:38.306776
primary_topic.id	https://openalex.org/T12123
primary_topic.field.id	https://openalex.org/fields/14
primary_topic.field.display_name	Business, Management and Accounting
primary_topic.score	0.9962000250816345
primary_topic.domain.id	https://openalex.org/domains/2
primary_topic.domain.display_name	Social Sciences
primary_topic.subfield.id	https://openalex.org/subfields/1402
primary_topic.subfield.display_name	Accounting
primary_topic.display_name	Financial Analysis and Corporate Governance
related_works	https://openalex.org/W4391375266, https://openalex.org/W2379392295, https://openalex.org/W3160965418, https://openalex.org/W613940353, https://openalex.org/W1502198272, https://openalex.org/W2017540542, https://openalex.org/W2320915480, https://openalex.org/W2362990116, https://openalex.org/W2381300099, https://openalex.org/W2006758266
cited_by_count	0
locations_count	1
best_oa_location.id	doi:10.33059/jensi.v8i2.10663
best_oa_location.is_oa	True
best_oa_location.source.id	https://openalex.org/S4210211436
best_oa_location.source.issn	2615-1227, 2655-187X
best_oa_location.source.type	journal
best_oa_location.source.is_oa	True
best_oa_location.source.issn_l	2615-1227
best_oa_location.source.is_core	False
best_oa_location.source.is_in_doaj	False
best_oa_location.source.display_name	Jurnal Penelitian Ekonomi Akuntansi (JENSI)
best_oa_location.source.host_organization
best_oa_location.source.host_organization_name
best_oa_location.source.host_organization_lineage
best_oa_location.license
best_oa_location.pdf_url
best_oa_location.version	publishedVersion
best_oa_location.raw_type	journal-article
best_oa_location.license_id
best_oa_location.is_accepted	True
best_oa_location.is_published	True
best_oa_location.raw_source_name	Jurnal Penelitian Ekonomi Akuntansi (JENSI)
best_oa_location.landing_page_url	https://doi.org/10.33059/jensi.v8i2.10663
primary_location.id	doi:10.33059/jensi.v8i2.10663
primary_location.is_oa	True
primary_location.source.id	https://openalex.org/S4210211436
primary_location.source.issn	2615-1227, 2655-187X
primary_location.source.type	journal
primary_location.source.is_oa	True
primary_location.source.issn_l	2615-1227
primary_location.source.is_core	False
primary_location.source.is_in_doaj	False
primary_location.source.display_name	Jurnal Penelitian Ekonomi Akuntansi (JENSI)
primary_location.source.host_organization
primary_location.source.host_organization_name
primary_location.source.host_organization_lineage
primary_location.license
primary_location.pdf_url
primary_location.version	publishedVersion
primary_location.raw_type	journal-article
primary_location.license_id
primary_location.is_accepted	True
primary_location.is_published	True
primary_location.raw_source_name	Jurnal Penelitian Ekonomi Akuntansi (JENSI)
primary_location.landing_page_url	https://doi.org/10.33059/jensi.v8i2.10663
publication_date	2024-12-30
publication_year	2024
referenced_works	https://openalex.org/W1605013255, https://openalex.org/W6766245721, https://openalex.org/W3199886839, https://openalex.org/W3195239269, https://openalex.org/W3121195773, https://openalex.org/W4285620500, https://openalex.org/W3183511120, https://openalex.org/W2209840089, https://openalex.org/W3191914747, https://openalex.org/W2769335753, https://openalex.org/W3003517628, https://openalex.org/W1516210071
referenced_works_count	12
abstract_inverted_index.a	221
abstract_inverted_index.an	53, 203
abstract_inverted_index.as	214
abstract_inverted_index.at	99
abstract_inverted_index.in	91, 137, 182
abstract_inverted_index.is	38, 44, 63, 161, 180, 201
abstract_inverted_index.of	55, 97, 108, 143, 150, 156, 175, 193, 220
abstract_inverted_index.on	27, 32, 105, 132, 190
abstract_inverted_index.or	217
abstract_inverted_index.so	199
abstract_inverted_index.to	3, 18, 51
abstract_inverted_index.PT.	114, 157, 176
abstract_inverted_index.ROA	122, 152
abstract_inverted_index.ROE	169
abstract_inverted_index.The	60, 77, 121
abstract_inverted_index.and	30, 46, 94, 101, 140, 146, 196
abstract_inverted_index.are	49, 128
abstract_inverted_index.can	209
abstract_inverted_index.for	73, 205
abstract_inverted_index.has	85
abstract_inverted_index.its	165
abstract_inverted_index.the	16, 42, 47, 56, 74, 81, 88, 92, 106, 109, 138, 147, 154, 168, 173, 183, 191, 218
abstract_inverted_index.Bank	8, 70, 115, 133, 158, 177
abstract_inverted_index.Mega	9, 71, 116, 159, 178
abstract_inverted_index.PT's	5, 67
abstract_inverted_index.This	0, 36, 186
abstract_inverted_index.aims	2
abstract_inverted_index.data	43, 61, 65
abstract_inverted_index.from	66, 164
abstract_inverted_index.only	188
abstract_inverted_index.show	79
abstract_inverted_index.such	213
abstract_inverted_index.that	80, 127, 172, 208
abstract_inverted_index.used	62
abstract_inverted_index.with	15, 87
abstract_inverted_index.(FDR)	84
abstract_inverted_index.(ROE)	34
abstract_inverted_index.2015,	98
abstract_inverted_index.2016,	144
abstract_inverted_index.2017,	145
abstract_inverted_index.2021.	151
abstract_inverted_index.Based	104
abstract_inverted_index.Ratio	20, 24, 112
abstract_inverted_index.based	131
abstract_inverted_index.other	211
abstract_inverted_index.ratio	13, 83
abstract_inverted_index.shows	118, 124, 171
abstract_inverted_index.still	202
abstract_inverted_index.study	1, 123, 192
abstract_inverted_index.there	200
abstract_inverted_index.third	95, 139
abstract_inverted_index.where	41
abstract_inverted_index.(CAR),	25, 113
abstract_inverted_index.(FDR),	21
abstract_inverted_index.(ROA),	29
abstract_inverted_index.Assets	28
abstract_inverted_index.Equity	33
abstract_inverted_index.Return	26, 31
abstract_inverted_index.bank's	57
abstract_inverted_index.fourth	141, 148
abstract_inverted_index.levels	90
abstract_inverted_index.making	162
abstract_inverted_index.namely	136
abstract_inverted_index.period	75
abstract_inverted_index.second	93
abstract_inverted_index.104.19%	100
abstract_inverted_index.Capital	22, 110
abstract_inverted_index.Deposit	19
abstract_inverted_index.Syariah	10, 72, 117, 160, 179
abstract_inverted_index.ability	155
abstract_inverted_index.assets.	166
abstract_inverted_index.explore	210
abstract_inverted_index.focuses	189
abstract_inverted_index.further	206
abstract_inverted_index.growth,	216
abstract_inverted_index.highest	89
abstract_inverted_index.periods	126
abstract_inverted_index.profits	163
abstract_inverted_index.provide	52
abstract_inverted_index.quarter	149
abstract_inverted_index.ratios,	198
abstract_inverted_index.results	48, 78
abstract_inverted_index.several	125
abstract_inverted_index.through	11
abstract_inverted_index.102.89%,	102
abstract_inverted_index.Adequacy	23, 111
abstract_inverted_index.analysis	14, 107, 170
abstract_inverted_index.aspects,	212
abstract_inverted_index.balanced	222
abstract_inverted_index.capital.	120
abstract_inverted_index.evaluate	4
abstract_inverted_index.included	181
abstract_inverted_index.overview	54
abstract_inverted_index.quarters	96, 142
abstract_inverted_index.research	37, 187, 207
abstract_inverted_index.Financing	17
abstract_inverted_index.Indonesia	134
abstract_inverted_index.analyzed,	45
abstract_inverted_index.category.	185
abstract_inverted_index.condition	174
abstract_inverted_index.described	50
abstract_inverted_index.describes	153
abstract_inverted_index.excellent	119
abstract_inverted_index.financial	6, 58, 68
abstract_inverted_index.liquidity	12
abstract_inverted_index.secondary	64
abstract_inverted_index.solvency,	195
abstract_inverted_index.unhealthy	130, 184
abstract_inverted_index.2013-2021.	76
abstract_inverted_index.Meanwhile,	167
abstract_inverted_index.considered	129
abstract_inverted_index.liquidity,	194
abstract_inverted_index.scorecard.	223
abstract_inverted_index.standards,	135
abstract_inverted_index.application	219
abstract_inverted_index.approaches.	35
abstract_inverted_index.descriptive	39
abstract_inverted_index.fluctuated,	86
abstract_inverted_index.opportunity	204
abstract_inverted_index.statements.	69
abstract_inverted_index.performance.	7, 59
abstract_inverted_index.profitability	197
abstract_inverted_index.quantitative,	40
abstract_inverted_index.respectively.	103
abstract_inverted_index.profitability,	215
abstract_inverted_index.financing-to-deposit	82
cited_by_percentile_year
countries_distinct_count	0
institutions_distinct_count	3
citation_normalized_percentile.value	0.52452022
citation_normalized_percentile.is_in_top_1_percent	False
citation_normalized_percentile.is_in_top_10_percent	False