Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet Usage Article Swipe
Fildzah Rudyah Putri
,
Mahdiyah Mahdiyah
,
Faisal Madani
,
Mutiara Dahlia
·
YOU?
·
· 2025
· Open Access
·
· DOI: https://doi.org/10.21009/jisae.v10i2.52545
YOU?
·
· 2025
· Open Access
·
· DOI: https://doi.org/10.21009/jisae.v10i2.52545
Digital wallets have become an important part of financial transactions, especially among college students. This study aims to analyze the influence of the personality dimension of Openness to Experience on the use of digital wallets using quantile regression analysis. This approach allows exploration of variations in the influence of Openness to Experience at low, medium, and high levels of transaction intensity. Data were taken from 212 students of Jakarta State University measured through an online survey. The results showed that Openness to Experience had a positive effect on the use of digital wallets, with a stronger effect on the upper quantile. This suggests that individuals with high levels of openness tend to be more enthusiastic in adopting new technologies and exploring digital wallet features.
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- Type
- article
- Language
- en
- Landing Page
- https://doi.org/10.21009/jisae.v10i2.52545
- https://journal.unj.ac.id/unj/index.php/jisae/article/download/52545/18958
- OA Status
- diamond
- References
- 16
- Related Works
- 10
- OpenAlex ID
- https://openalex.org/W4406078779
All OpenAlex metadata
Raw OpenAlex JSON
- OpenAlex ID
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https://openalex.org/W4406078779Canonical identifier for this work in OpenAlex
- DOI
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https://doi.org/10.21009/jisae.v10i2.52545Digital Object Identifier
- Title
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Personality Meets Technology: Quantile Regression Analysis of Openness to Experience in Digital Wallet UsageWork title
- Type
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articleOpenAlex work type
- Language
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enPrimary language
- Publication year
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2025Year of publication
- Publication date
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2025-01-06Full publication date if available
- Authors
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Fildzah Rudyah Putri, Mahdiyah Mahdiyah, Faisal Madani, Mutiara DahliaList of authors in order
- Landing page
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https://doi.org/10.21009/jisae.v10i2.52545Publisher landing page
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https://journal.unj.ac.id/unj/index.php/jisae/article/download/52545/18958Direct link to full text PDF
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YesWhether a free full text is available
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diamondOpen access status per OpenAlex
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https://journal.unj.ac.id/unj/index.php/jisae/article/download/52545/18958Direct OA link when available
- Concepts
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Openness to experience, Quantile regression, Personality, Psychology, Regression analysis, Social psychology, Computer science, Econometrics, Economics, Machine learningTop concepts (fields/topics) attached by OpenAlex
- Cited by
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0Total citation count in OpenAlex
- References (count)
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16Number of works referenced by this work
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10Other works algorithmically related by OpenAlex
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| abstract_inverted_index.transactions, | 9 |
| cited_by_percentile_year | |
| countries_distinct_count | 1 |
| institutions_distinct_count | 4 |
| citation_normalized_percentile.value | 0.0024847 |
| citation_normalized_percentile.is_in_top_1_percent | False |
| citation_normalized_percentile.is_in_top_10_percent | True |