Barbara Kiviat
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View article: Which Data Fairly Differentiate? American Views on the Use of Personal Data in Two Market Settings
Which Data Fairly Differentiate? American Views on the Use of Personal Data in Two Market Settings Open
Corporations increasingly use personal data to offer individuals different products and prices. I present first-of-its-kind evidence about how U.S. consumers assess the fairness of companies using personal information in this way. Drawing …
View article: ACKNOWLEDGMENTS
ACKNOWLEDGMENTS Open
us to learn about the city and its history.Shelley and Jay were also our landlords, providing the small apartment on the fi rst fl oor of their Camden home.Drew and Leah Hood spent several weeks photographing the fathers and children who a…
View article: Credit Scoring in the United States
Credit Scoring in the United States Open
Credit scoring is the paradigmatic example of algorithmic governance (Fourcade and Healy 2017; Pasquale 2015). Corporations take information about thousands of individuals, data mine it for patterns that predict people not repaying their l…
View article: Disparate Impact? Race, Sex, and Credit Reports in Hiring
Disparate Impact? Race, Sex, and Credit Reports in Hiring Open
Half of U.S. employers consider credit history when deciding whom to hire. The practice has become a contentious policy issue, with multiple jurisdictions limiting the use of credit reports in employment. Yet to date, there has been no tes…
View article: The art of deciding with data: evidence from how employers translate credit reports into hiring decisions
The art of deciding with data: evidence from how employers translate credit reports into hiring decisions Open
About half of US employers consider personal credit history when hiring, a practice that connects individuals' prospects for employment to their financial pasts. Yet little is known about how employers translate credit reports, complicated…