Bryan D. Macgregor
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View article: Equity Release Mortgages in the UK: Regional Characteristics of Demand and Supply
Equity Release Mortgages in the UK: Regional Characteristics of Demand and Supply Open
We consider the factors that affect regional variations in equity release mortgages (ERMs) in the United Kingdom (UK). These are a growing section of the market, but with regional differences in factors that affect demand and supply. We es…
View article: The reverse mortgage market in New Zealand: key drivers of loan determination
The reverse mortgage market in New Zealand: key drivers of loan determination Open
This paper examines the drivers of loan principals in the reverse mortgage and equity release market in New Zealand using a hedonic price model (HPM) approach. Our analysis using reverse mortgages data between 2004–2021, sourced from one m…
View article: SOCIAL HOUSING ALLOCATION IN SCOTLAND: THE ADVERSE SELECTION ISSUES
SOCIAL HOUSING ALLOCATION IN SCOTLAND: THE ADVERSE SELECTION ISSUES Open
Since the social housing in Scotland is delivered through the public purse, ideally, the social landlords should allocate their stock efficiently to the right recipients. However, a social landlord may occasionally be subjected to adverse …
View article: Adjustments in the Labor and Real Estate Markets: Estimates of the Time Series Variation in the Natural Vacancy Rate
Adjustments in the Labor and Real Estate Markets: Estimates of the Time Series Variation in the Natural Vacancy Rate Open
Large similarities exist between the labor and real estate space markets. The natural rate of unemployment (NRU) and the natural vacancy rate (NVR) are important in modeling these markets. The real estate literature has drawn on early mode…
View article: Performance and Market Maturity in Mutual Funds: Is Real Estate Different?
Performance and Market Maturity in Mutual Funds: Is Real Estate Different? Open
Despite the lack of convincing evidence that active investment fund managers add value, the number of actively-managed US mutual funds has increased substantially over the last 25 years. While non-sector diversified mutual funds have recei…