Daniel Osarfo
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View article: The effect of financial services utilization on financial health: Insights from the Ghanaian experience
The effect of financial services utilization on financial health: Insights from the Ghanaian experience Open
Expanding access to financial services has been linked with improvement in welfare outcomes and has been touted as a tool for achieving sustainable development. Recent literature also links access to financial services to financial health …
View article: Herding Behavior of Ghana Stock Market Participants: A Daily Analysis
Herding Behavior of Ghana Stock Market Participants: A Daily Analysis Open
This study investigates the herding behavior of Ghana stock market participants and its impact on stock returns. Using panel data of 38 equities listed on the Ghana stock market, the data spans from 2011 to 2019. Fixed effect model was use…
View article: Diversification and Stability of African Banks
Diversification and Stability of African Banks Open
The present study empirically examines whether banks operating within Africa concentrate or diversify their incomes and loan portfolios and how these decisions affect their stability. The present study uses Generalized Methods of Moments (…
View article: The Impact of Nonfarm Activities on Rural Farm Household Income and Food Security in the Upper East and Upper West Regions of Ghana
The Impact of Nonfarm Activities on Rural Farm Household Income and Food Security in the Upper East and Upper West Regions of Ghana Open
Research shows that participation in rural non-farm activities exerts a pronounced impact on agriculture, household farm decisions, rural development, income and welfare as well as household food security. This paper investigates the impac…