Hazel Bateman
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View article: Quality safety and disparity of an AI chatbot in managing chronic diseases: simulated patient experiments
Quality safety and disparity of an AI chatbot in managing chronic diseases: simulated patient experiments Open
View article: Housing wealth and long‐term care insurance demand: Survey evidence
Housing wealth and long‐term care insurance demand: Survey evidence Open
This paper uses survey methods to assess the impact of access to housing wealth on long‐term care (LTC) insurance demand. We compare two new mechanisms to finance LTC insurance with housing wealth: reverse mortgage loans and home reversion…
View article: Undefined benefit: Projections and anchors as guides to retirement decumulation
Undefined benefit: Projections and anchors as guides to retirement decumulation Open
View article: Quality, Safety, and Disparities of AI Chatbots in Managing Chronic Diseases: Experimental Evidence
Quality, Safety, and Disparities of AI Chatbots in Managing Chronic Diseases: Experimental Evidence Open
View article: The impact of mortgage broker use on borrower confusion and preferences
The impact of mortgage broker use on borrower confusion and preferences Open
View article: Social Environment, Lifestyle, and Genetic Predisposition With Dementia Risk: A Long-Term Longitudinal Study Among Older Adults
Social Environment, Lifestyle, and Genetic Predisposition With Dementia Risk: A Long-Term Longitudinal Study Among Older Adults Open
Background The role of social environment, that is, the aggregate effect of social determinants of health (SDOHs), in determining dementia is unclear. Methods We developed a novel polysocial risk score for dementia based on 19 SDOH among 5…
View article: A Two-Generation Model with Altruism for Reverse Mortgage Demand
A Two-Generation Model with Altruism for Reverse Mortgage Demand Open
View article: The Demand for Annuities, Critical Illness and Long-Term Care Insurance: Evidence from an Online Survey
The Demand for Annuities, Critical Illness and Long-Term Care Insurance: Evidence from an Online Survey Open
View article: Does Physician Over-Service Improve the Quality of Care? A Standardised Patient Audit Study
Does Physician Over-Service Improve the Quality of Care? A Standardised Patient Audit Study Open
Physicians’ “know-do gaps” are a key factor driving the poor quality of healthcare in many developing countries, but there is little guidance on how to address these gaps. We designed a standardised patient audit study in China to evaluate…
View article: Association between multimorbidity and informal long-term care use in China: a nationwide cohort study
Association between multimorbidity and informal long-term care use in China: a nationwide cohort study Open
Background The impact of multimorbidity on long-term care (LTC) use is understudied, despite its well-documented negative effects on functional disabilities. The current study aims to assess the association between multimorbidity and infor…
View article: Life-course inequalities in intrinsic capacity and healthy ageing, China
Life-course inequalities in intrinsic capacity and healthy ageing, China Open
Unfavourable early-life factors appear to decrease late-life health status in China, particularly cognitive, sensory and psychological capacities, and these effects are exacerbated by cumulative socioeconomic inequalities over a person's l…
View article: Feeling comfortable with a mortgage: The impact of framing, financial literacy and advice
Feeling comfortable with a mortgage: The impact of framing, financial literacy and advice Open
The family home is the most important asset on household balance sheets, aside from human capital. Choosing a suitable mortgage is therefore critical to financial well-being but households often make costly mistakes. We collect data in an …
View article: Explaining consumers' progress through life insurance decision states: The role of personal values and consumer characteristics
Explaining consumers' progress through life insurance decision states: The role of personal values and consumer characteristics Open
Many people have unsuitable life insurance cover or no cover at all. In this study, we survey consumers about their readiness to purchase life insurance. Consumers rate their own “decision state” from “pre‐aware” of life insurance to “awar…
View article: Life-course inequalities in intrinsic capacity and healthy ageing: retrospective evidence from pre-old and older populations in China
Life-course inequalities in intrinsic capacity and healthy ageing: retrospective evidence from pre-old and older populations in China Open
This is the supplementary information for the paper - Life-course inequalities in intrinsic capacity and healthy ageing: retrospective evidence from pre-old and older populations in China
View article: Determinants of early-access to retirement savings: Lessons from the COVID-19 pandemic
Determinants of early-access to retirement savings: Lessons from the COVID-19 pandemic Open
View article: Motivated Saving: The Impact of Projections on Retirement Contributions
Motivated Saving: The Impact of Projections on Retirement Contributions Open
View article: How Fact Sheets affect retirement income product knowledge, perceptions and choices
How Fact Sheets affect retirement income product knowledge, perceptions and choices Open
Using an online experimental survey, we test how Fact Sheets presenting standardised information on retirement income products – Average Annual Income, an Income security Product Rating, Potential Income Shape, Access to Capital, and Death…
View article: Disease burden of ageing, sex and regional disparities and health resources allocation: a longitudinal analysis of 31 provinces in Mainland China
Disease burden of ageing, sex and regional disparities and health resources allocation: a longitudinal analysis of 31 provinces in Mainland China Open
Objectives To measure the disease burden of ageing based on age-related diseases (ARDs), the sex and regional disparities and the impact of health resources allocation on the burden in China. Design A national comparative study based on Gl…
View article: Defaults, disclosures, advice and calculators: One size does not fit all
Defaults, disclosures, advice and calculators: One size does not fit all Open
View article: Saving preferences after retirement
Saving preferences after retirement Open
View article: Flexible insurance for long‐term care: A study of stated preferences
Flexible insurance for long‐term care: A study of stated preferences Open
Aging societies need efficient and flexible systems to finance care for the frail elderly. We study pre‐retirees' demand for flexible insurance that can finance informal long‐term care by paying income in poor health states instead of reim…
View article: Quantifying the Financial Impact of Overuse in Primary Care in China
Quantifying the Financial Impact of Overuse in Primary Care in China Open
Objective Healthcare expenditures have increased very fast in many countries. Overuse of health care is a potential factor explaining the rapid increase. However, overuse, defined as ‘the provision of health care service when its likely ri…
View article: Life-course Inequalities in Intrinsic Capacity among Chinese Older Adults
Life-course Inequalities in Intrinsic Capacity among Chinese Older Adults Open
Background Maintaining and optimising intrinsic capacity (IC) across a person’s life course is a core component of the World Health Organization’s model of healthy ageing. However, the contribution of cumulative health inequalities over ti…
View article: Determinants of Early-Access to Retirement Savings: Lessons from the Covid-19 Pandemic
Determinants of Early-Access to Retirement Savings: Lessons from the Covid-19 Pandemic Open
View article: Retirement Eggs and Retirement Baskets
Retirement Eggs and Retirement Baskets Open
View article: Long-Term Care Insurance Financing Using Home Equity Release: Evidence from an Online Experimental Survey
Long-Term Care Insurance Financing Using Home Equity Release: Evidence from an Online Experimental Survey Open
View article: Age-Related Disease Burdens, Disparities, and Health Resource Allocation: A Longitudinal Data Analysis of 31 Provinces in Mainland China
Age-Related Disease Burdens, Disparities, and Health Resource Allocation: A Longitudinal Data Analysis of 31 Provinces in Mainland China Open
View article: Determinants of Early-Access to Retirement Savings: Lessons from the COVID-19 Pandemic
Determinants of Early-Access to Retirement Savings: Lessons from the COVID-19 Pandemic Open
View article: Spending from Regulated Retirement Drawdowns: The Role of Implied Endorsement*
Spending from Regulated Retirement Drawdowns: The Role of Implied Endorsement* Open
We fielded an online survey in the Netherlands and Australia to explore the influence of an implied endorsement nudge, conveyed by a government‐regulated drawdown from pension wealth, on spending patterns in retirement. The implied endorse…
View article: Flexible insurance for informal long-term care: A study of stated preferences
Flexible insurance for informal long-term care: A study of stated preferences Open