Joerg Osterrieder
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View article: Anatomy of Peer-to-Peer (P2P) Lending Fraud: A Review with Managerial Implications
Anatomy of Peer-to-Peer (P2P) Lending Fraud: A Review with Managerial Implications Open
Peer-to-peer (P2P) lending platforms have transformed the financial technology sector by facilitating direct interactions between borrowers and lenders, eliminating the need for traditional financial intermediaries. While this innovation e…
View article: Modeling commodity price co-movement: building on traditional time series models and exploring applications of machine learning algorithms
Modeling commodity price co-movement: building on traditional time series models and exploring applications of machine learning algorithms Open
In this study, we explore the efficacy of various methodologies and co-movement measures for modeling the co-movement of cross-commodity prices, using macroeconomic variables. Applying Vector Autoregression (VAR), VAR with exogenous variab…
View article: How can consumers without credit history benefit from the use of information processing and machine learning tools by financial institutions?
How can consumers without credit history benefit from the use of information processing and machine learning tools by financial institutions? Open
This research aims to enhance the predictability of creditworthiness among marginalized consumers affected by the widespread adoption of AI frameworks. We utilize ensemble methods to handle the imbalanced dataset used for evaluating the cr…
View article: Predicting retail customers' distress in the finance industry: An early warning system approach
Predicting retail customers' distress in the finance industry: An early warning system approach Open
Predicting credit defaults is crucial for financial institutions to assess risk and make informed lending decisions. One of the most recent strategies banks and financial institutions have been testing to minimize losses that arise from cr…
View article: Stylized facts of metaverse non-fungible tokens
Stylized facts of metaverse non-fungible tokens Open
Non-Fungible Tokens (NFTs) within the metaverse represent a rapidly emerging sector in the digital asset space. This paper provides a comprehensive review of the metaverse's history and an analysis of the stylized facts of five metaverse N…
View article: Leveraging network topology for credit risk assessment in P2P lending: A comparative study under the lens of machine learning
Leveraging network topology for credit risk assessment in P2P lending: A comparative study under the lens of machine learning Open
Peer-to-Peer (P2P) lending markets have witnessed remarkable growth, revolutionizing the way borrowers and lenders interact. Despite their increasing popularity, P2P lending poses significant challenges related to credit risk assessment an…
View article: How can artificial intelligence help customer intelligence for credit portfolio management? A systematic literature review
How can artificial intelligence help customer intelligence for credit portfolio management? A systematic literature review Open
In this era of Big Data and the advancement of sophisticated analytical techniques, the financial industry has the capacity to implement innovative technologies within their systems to derive crucial insights about their clientele and vigi…
View article: Network centrality and credit risk: A comprehensive analysis of peer-to-peer lending dynamics
Network centrality and credit risk: A comprehensive analysis of peer-to-peer lending dynamics Open
This letter analyzes credit risk assessment within the Peer-to-Peer (P2P) lending domain by leveraging a comprehensive dataset from Bondora, a leading European P2P platform. Through combining traditional credit features with network topolo…
View article: Enhancing Security in Blockchain Networks: Anomalies, Frauds, and Advanced Detection Techniques
Enhancing Security in Blockchain Networks: Anomalies, Frauds, and Advanced Detection Techniques Open
Blockchain technology, a foundational distributed ledger system, enables secure and transparent multi-party transactions. Despite its advantages, blockchain networks are susceptible to anomalies and frauds, posing significant risks to thei…
View article: Towards a new PhD Curriculum for Digital Finance
Towards a new PhD Curriculum for Digital Finance Open
The rapidly evolving field of Digital Finance necessitates a new, interdisciplinary approach to doctoral training. This manuscript presents a comprehensive curriculum designed to equip early-stage researchers with the skills and knowledge …