John Ameriks
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View article: Cognitive Decline, Limited Awareness, Imperfect Agency, and Financial Well-being
Cognitive Decline, Limited Awareness, Imperfect Agency, and Financial Well-being Open
Cognitive decline may lead older Americans to make poor financial decisions.Preventing poor decisions may require timely transfer of financial control to a reliable agent.Cognitive decline, however, can develop unnoticed, creating the poss…
View article: Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle
Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle Open
This article jointly estimates the relationship between stock share and expectations and risk preferences. The survey allows individual-level, quantitative estimates of risk tolerance and of the perceived mean, and variance of stock return…
View article: Older Americans Would Work Longer if Jobs Were Flexible
Older Americans Would Work Longer if Jobs Were Flexible Open
Older Americans, even those who are long retired, have strong willingness to work, especially in jobs with flexible schedules. For many, labor force participation near or after normal retirement age is limited more by a lack of acceptable …
View article: Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle
Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle Open
This paper jointly estimates the relationship between stock share and expectations and risk preferences. The survey allows individual-level, quantitative estimates of risk tolerance and of the perceived mean and variance of stock returns. …
View article: Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle
Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle Open
This article jointly estimates the relationship between stock share and expectations and risk preferences. The survey allows individual-level, quantitative estimates of risk tolerance and of the perceived mean, and variance of stock return…
View article: Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle
Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle Open
This article jointly estimates the relationship between stock share and expectations and risk preferences. The survey allows individual-level, quantitative estimates of risk tolerance and of the perceived mean, and variance of stock return…
View article: Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle
Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle Open
This paper jointly estimates the relationship between stock share and expectations and risk preferences.The survey allows individual-level, quantitative estimates of risk tolerance and of the perceived mean and variance of stock returns.Th…
View article: Shocks and Transitions from Career Jobs to Bridge Jobs and Retirement: A New Approach
Shocks and Transitions from Career Jobs to Bridge Jobs and Retirement: A New Approach Open
This research provides new empirical evidence on late-life labor market activities of American households from a new survey implemented under the Vanguard Research Initiative. The survey features following innovations: It measures detailed…
View article: Older Americans Would Work Longer If Jobs Were Flexible
Older Americans Would Work Longer If Jobs Were Flexible Open
Older Americans, even those who are long retired, have strong willingness to work, especially in jobs with flexible schedules. For many, labor force participation near or after normal retirement age is limited more by a lack of acceptable …
View article: Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares
Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares Open
This paper investigates the relationship between stock share and expectations and risk preferences using linked survey responses and administrative records from account holders. The survey allows individual-level, quantitative estimates of…
View article: The Long-Term-Care Insurance Puzzle: Modeling and Measurement
The Long-Term-Care Insurance Puzzle: Modeling and Measurement Open
Individuals face significant late-in-life risks, prominently including the need for long-term care (LTC). Yet, they hold little long-term care insurance (LTCI). In this paper we use a structural model and a purpose-designed dataset to unde…
View article: The Long-Term-Care Insurance Puzzle: Modeling and Measurement
The Long-Term-Care Insurance Puzzle: Modeling and Measurement Open
Individuals face significant late-in-life risks, prominently including the need for long-term care (LTC).Yet, they hold little long-term care insurance (LTCI).In this paper we use a structural model and a purpose-designed dataset to unders…
View article: Late-in-Life Risks and the Under-Insurance Puzzle
Late-in-Life Risks and the Under-Insurance Puzzle Open
Individuals face significant late-in-life risks, including needing long-term care (LTC). Yet, they hold little long-term care insurance (LTCI). Using both “strategic survey questions,” which identify preferences, and stated demand question…