Max Tesselaar
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Climate storylines to build resilience for European public and private risk finance instruments against remote events Open
Europe is increasingly threatened by climate-induced events happening remotely from the continent. To test the resilience of selected public and private finance risk instruments against external shocks we analyse multiple hypothetical scen…
Quantifying the Co-Benefits of Nature-Based Solutions: A Choice Experiment Approach to Flood Risk Adaptation in the Netherlands Open
The increase in frequency and severity of climate risk events highlights the need for investing in climate change mitigation and adaptation. Nature-based solutions (NBS) have proven to be effective at limiting the impacts of different clim…
Business-level flood insurance coverage and adaptation under climate change in the Netherlands Open
Floods cause large disruptions to society by causing both direct and indirect damages. These impacts will be further exacerbated by climate change and socioeconomic development. In addition to direct impacts, businesses may face indirect l…
The state of the art and future of climate risk insurance modeling Open
This study provides a comprehensive review of the literature on climate risk insurance modeling to identify lessons learned and knowledge gaps to be addressed by future research. These models are increasingly relevant due to the rising los…
View article: Exploring the use of seasonal forecasts to adapt flood insurance premiums
Exploring the use of seasonal forecasts to adapt flood insurance premiums Open
Insurance is an important element of flood risk management, providing financial compensation after disastrous losses. In a competitive market, insurers need to base their premiums on the most accurate risk estimation. To this end, (recent)…
The social security for climate change risks Open
Increasing trends in climatic disaster damage call for societies to adapt, so that damage caused by such events is limited and restored quickly. The insurance industry is an important economic sector to facilitate climate change adaptation…
View article: Comment on egusphere-2023-2862
Comment on egusphere-2023-2862 Open
Abstract. Insurance is an important element of flood risk management providing financial compensation after disastrous losses. In a competitive market, insurers need to base their premiums on the most accurate risk estimation. To this end,…
View article: Exploring the use of seasonal forecasts to adapt flood insurance premiums
Exploring the use of seasonal forecasts to adapt flood insurance premiums Open
Insurance is an important element of flood risk management providing financial compensation after disastrous losses. In a competitive market, insurers need to base their premiums on the most accurate risk estimation. To this end, (recent) …
Who bears the indirect costs of flood risk? An economy-wide assessment of different insurance systems in Europe under climate change Open
Anticipated increase in future river flood risk highlights the need for effective flood insurance, as it enables hedging against this risk. However, its design varies significantly across countries. This study contributes to the debate on …
Future Riverine Flood Impacts for NUTS3 regions in Europe: GLOFRIS input to DIFI Open
This dataset presents results of current and future riverine flood impact data for NUTS3 regions in Europe. The dataset has been developed following the methodology presented in Tiggeloven et al. (2020) and Mortensen et al. (In Review). Th…
Future Riverine Flood Impacts for NUTS3 regions in Europe: GLOFRIS input to DIFI Open
This dataset presents results of current and future riverine flood impact data for NUTS3 regions in Europe. The dataset has been developed following the methodology presented in Tiggeloven et al. (2020) and Mortensen et al. (In Review). Th…
Flood insurance systems drive population growth in floodplains Open
A substantial literature about future flood risk assessment focuses on changing hazard conditions as a result of climate change, where flood exposure is assumed to remain static or develop according to exogenous scenarios. This study prese…
Flood insurance systems drive population growth in floodplains Open
This collection contains data underlying the figures in the article titled "Flood insurance is a driver of population growth in European floodplains". Data for each figure is presented in a seperate xlsx-file. Within each file, country- an…
Natural hazard insurance outcomes at national, regional and local scales: A comparison between Sweden and Portugal Open
This study addresses the role of natural hazard insurance in two European countries with different insurance markets and socioeconomic conditions: Sweden and Portugal. The analyses were conducted at the national, regional (Southern Sweden …
Charity hazard and the flood insurance protection gap: An EU scale assessment under climate change Open
The flood insurance protection gap, the level of uninsured flood risk, is a problem faced by many European countries and is expected to increase due to climate change. In some countries a cause of low demand for flood insurance is the crow…
Riverine Flood Insurance assessment indicators under climate and socio-economic change Open
Expected annual river flood damages, flood insurance premiums, and insurance penetration rates, for EU-regions (NUTS2) and under future climatic and socio-economic conditions (RCP-SSP combinations).
Riverine Flood Insurance assessment indicators under climate and socio-economic change Open
Expected annual river flood damages, flood insurance premiums, and insurance penetration rates, for EU-regions (NUTS2) and under future climatic and socio-economic conditions (RCP-SSP combinations).
STUDY ON ADAPTATION MODELLING: Comprehensive Desk Review : Climate Adaptation Models and Tools Open
This document provides a comprehensive desk review of climate adaptation models and tools for the “Study on Adaptation Modelling” on behalf of the Directorate General for Climate Action (DG CLIMA) (CLIMA/A.3/ETU/2018/0010). This work was u…
Regional Inequalities in Flood Insurance Affordability and Uptake under Climate Change Open
Flood insurance coverage can enhance financial resilience of households to changing flood risk caused by climate change. However, income inequalities imply that not all households can afford flood insurance. The uptake of flood insurance i…
Impacts of Climate Change and Remote Natural Catastrophes on EU Flood Insurance Markets Open
Flood insurance coverage can enhance financial resilience of households to changing flood risk caused by climate change. However, due to increasing risk in many areas, premiums are likely to rise, which may cause insurance to become unaffo…
Impacts of Climate Change and Remote Natural Catastrophes on EU Flood Insurance Markets: An Analysis of Soft and Hard Reinsurance Markets for Flood Coverage Open
The increasing frequency and severity of natural catastrophes due to climate change is expected to cause higher natural disaster losses in the future. Reinsurance companies bear a large share of this risk in the form of excess-of-loss cove…