Muhammad Yafiz
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View article: Islamic Financial Trust as a Moderating Force Between Development Pressures and Environmental Harm in the Age of Social Value Exchange
Islamic Financial Trust as a Moderating Force Between Development Pressures and Environmental Harm in the Age of Social Value Exchange Open
This study investigates how the environmental consequences of economic growth and urbanization are shaped by the ethical configuration of financial systems rather than by growth patterns alone. Using data from Indonesia between 2018 and 20…
View article: The transformation of Sjafruddin Prawiranegara’s ideas on the people’s economy towards national economic independence
The transformation of Sjafruddin Prawiranegara’s ideas on the people’s economy towards national economic independence Open
IntroductionIndonesia continues to face economic challenges such as income inequality, dependence on foreign capital, and marginalization of micro, small, and medium enterprises. These issues have reignited scholarly interest in economic m…
View article: The Role of Digital Marketing in Improving Dodol Sales Performance
The Role of Digital Marketing in Improving Dodol Sales Performance Open
This research is focused on how digital marketing affects dodol sales performance. The concept of digital marketing includes indicators such as Accessibility, Interactivity, Entertainment, Credibility, Interest, and Informative. Sales perf…
View article: Strategy of the financial services authority in improving sharia financial literacy and inclusion of North Sumatera communities
Strategy of the financial services authority in improving sharia financial literacy and inclusion of North Sumatera communities Open
The Sharia financial literacy and inclusion level in North Sumatra, Indonesia, is lower than that of conventional finance. This research analyzes the Financial Services Authority's (OJK) strategies to enhance Sharia financial literacy and …
View article: Analysis of The Income Level of Street Vendors in Besitang Market Langkat Regency
Analysis of The Income Level of Street Vendors in Besitang Market Langkat Regency Open
Street trading plays a significant role in the urban economy, contributing to the livelihoods of several micro traders and opportunities for consumers to obtain goods and services at affordable prices. This research aims to conduct an in-d…
View article: The Effect of BOPO, CAR and NPF on the Profit Sharing Rate of Mudharabah Deposits in Sharia Commercial Banks
The Effect of BOPO, CAR and NPF on the Profit Sharing Rate of Mudharabah Deposits in Sharia Commercial Banks Open
The aim of this research is to determine the effect of BOPO, CAR and NPF on the level of profit sharing from mudarabah savings in Islamic commercial banks. Secondary data was obtained from OJK banking financial data on sharia commercial ba…
View article: Analysis of Land Tax in The Plantation Sector Viewed from Islamic Economic Leaders
Analysis of Land Tax in The Plantation Sector Viewed from Islamic Economic Leaders Open
This research is concerned with how land and building taxes affect the plantation sector in Indonesia by following one of the economic thought leaders Abu Yusuf in achieving justice. The researchers applied literature research or content a…
View article: Analysis of the Role of Bank Indonesia's Leading Entrepreneurship Initiative (WUBI) in Increasing Competitiveness in the Digital Era, Case Study of MSMEs Representatives of Bank Indonesia North Sumatra
Analysis of the Role of Bank Indonesia's Leading Entrepreneurship Initiative (WUBI) in Increasing Competitiveness in the Digital Era, Case Study of MSMEs Representatives of Bank Indonesia North Sumatra Open
Bank Indonesia has a program called Wirausaha Binaan Unggulan Bank Indonesia (WUBI) which focuses on improving the competitiveness of MSMEs in the digital era. This research analyzes the role of WUBI in improving the competitiveness of MSM…
View article: BUMDes Management Strategy in Improving Community Economic Welfare
BUMDes Management Strategy in Improving Community Economic Welfare Open
This research aims to find BUMDes management strategies to improve the economy of village communities. The method used is a qualitative method by conducting field interviews, then the results are analyzed using the SWOT method. The results…
View article: Effect of Profitability, Liquidity and Asset Structure on Capital Structure at Ptpn IV Persero Medan
Effect of Profitability, Liquidity and Asset Structure on Capital Structure at Ptpn IV Persero Medan Open
Purpose: This study examines how the capital structure of PTPN IV Persero Medan is influenced by profitability, liquidity, and asset structure. Methodology: The study uses quantitative research methods. Data analysis techniques include Cla…
View article: Hindu Society’s Perception on Sharia Banking in Medan City
Hindu Society’s Perception on Sharia Banking in Medan City Open
This study aims to explain the factors that influence the perception of Hindu people using Islamic banks in the city of Medan (Madras Hulu Subdistrict, Medan Polonia District) and also to find out the perception of hindus towards Islamic b…
View article: Development Strategy of PPM al-Kautsar Micro Waqf Bank in Lima Puluh Kota Regency
Development Strategy of PPM al-Kautsar Micro Waqf Bank in Lima Puluh Kota Regency Open
This research aims to find out and analyze the development strategy of the PPM Al-Kautsar Micro Waqf Bank in the Lima Puluh Kota Regency. The data analysis technique used is the SWOT analysis method (Strenght, Weakness, Opportunity, Threat…
View article: Implementation of 'Usyur in Tax Revenue During the Covid-19 Period in Medan City
Implementation of 'Usyur in Tax Revenue During the Covid-19 Period in Medan City Open
The coronavirus has had a tremendous impact on the world economy, many people's businesses have experienced a decline in revenue during covid-19. Hotel and restaurant tax revenues during the covid19 period have also been paralyzed. So that…
View article: ANALISIS DIGITAL MARKETING DALAM MENINGKATKAN VOLUME PENJUALAN PENGRAJIN BEKA BULUH DI KECAMATAN KABANJAHE KABUPATEN KARO
ANALISIS DIGITAL MARKETING DALAM MENINGKATKAN VOLUME PENJUALAN PENGRAJIN BEKA BULUH DI KECAMATAN KABANJAHE KABUPATEN KARO Open
This research is motivated by the importance of marketing strategies through digital marketing to survive in competition between business actors. Therefore, business actors must be able to master digital marketing. This researcher aims to …
View article: Manajemen Pendistribusian Zakat di YBM PLN Unit Wilayah Sumatera Utara
Manajemen Pendistribusian Zakat di YBM PLN Unit Wilayah Sumatera Utara Open
In distributing zakat, zakat management is required which details the management of zakat given from an institution to prospective zakat recipients. Management of zakat distribution is carried out to make it easier for Amil to be directed …
View article: Authentic Leadership, Komitmen Efektif dan Job Resourcefullness dalam Membentuk Kreatifitas dan Kinerja Pegawai Bank Syariah Indonesia (KCP Perbaungan)
Authentic Leadership, Komitmen Efektif dan Job Resourcefullness dalam Membentuk Kreatifitas dan Kinerja Pegawai Bank Syariah Indonesia (KCP Perbaungan) Open
This study aims to examine the effect of authentic leadership, effective commitment, and job resourcefullness in shaping employee creativity and performance. The population in this researcher is all employees of Bank Syariah Indonesia (kcp…
View article: Analisis Peran Sistem Informasi Akuntansi Terhadap Akuntabilitas Pengelolaan Keuangan pada Badan Amil Zakat Nasional Provinsi Sumatera Utara
Analisis Peran Sistem Informasi Akuntansi Terhadap Akuntabilitas Pengelolaan Keuangan pada Badan Amil Zakat Nasional Provinsi Sumatera Utara Open
This study aims to analyze the Role of Accounting Information Systems on Financial Management Accountability at the National Amil Zakat Board of North Sumatra Province. The research method used in this research is a qualitative method and …
View article: Pengaruh Kepemimpinan, Kompetensi dan Organizational Citizenship Behavior terhadap Kinerja Karyawan dengan Motivasi sebagai Variabel Intervening pada Bank Sumut Syariah Cabang Brigjend Katamso
Pengaruh Kepemimpinan, Kompetensi dan Organizational Citizenship Behavior terhadap Kinerja Karyawan dengan Motivasi sebagai Variabel Intervening pada Bank Sumut Syariah Cabang Brigjend Katamso Open
Human resources are an important factor for the company, because they serve as a driving force for the company's operations. Factors that can measure employee performance are leadership, competence, organizational citizenship behavior (O…
View article: Pengaruh Kompensasi dan Lingkungan Kerja Terhadap Loyalitas Karyawan PT. BSI KC Medan S Parman dengan Kepuasan Kerja Sebagai Variabel Intervening
Pengaruh Kompensasi dan Lingkungan Kerja Terhadap Loyalitas Karyawan PT. BSI KC Medan S Parman dengan Kepuasan Kerja Sebagai Variabel Intervening Open
To increase employee loyalty and job satisfaction, companies need to pay attention to aspects of compensation and the work environment of employees to achieve company goals; if these aspects are fulfilled, it is effortless for companies to…
View article: Pengaruh Modal, Pembinaan, Dan Volume Usaha Terhadap Pemberdayaan Ekonomi Masyarakat Masjid Al-Musabbihin
Pengaruh Modal, Pembinaan, Dan Volume Usaha Terhadap Pemberdayaan Ekonomi Masyarakat Masjid Al-Musabbihin Open
The mosque is not only a place of worship but can also be used as a place for educational, economic, social activities and so on. This study aims to review the prospects for mosque-based community economic empowerment. This research is a q…
View article: Analisis Pengembangan Usaha Rumahan Berbasis Green Business untuk Meningkatkan Pendapatan Keluarga di Kabupaten Deli Serdang
Analisis Pengembangan Usaha Rumahan Berbasis Green Business untuk Meningkatkan Pendapatan Keluarga di Kabupaten Deli Serdang Open
The development of green business-based home businesses is rare due to a lack of understanding of the meaning of protecting nature and a lack of skills in processing it. A green business-based home business product is a business that start…
View article: Analisis Sektor Unggulan Kabupaten Mandailing Natal
Analisis Sektor Unggulan Kabupaten Mandailing Natal Open
This study discusses the classification of economic sector growth, base and non-base sectors, leading sectors in Mandailing Natal Regency. The purpose of this study is to determine the leading sectors that can be developed (superior) in Ma…
View article: 'Amid: Islamic Integrative Approach as Survey Model
'Amid: Islamic Integrative Approach as Survey Model Open
Research and development require tools to approach and obtain an overview of the system, these tools include interviews, questionnaires, surveys, observations, and others. QS An-Nahl Verse 43 is a popular verse that is widely used to repre…
View article: Using Customer Satisfaction as a Mediating Variable to Boost Service Quality and Build Trust in Repeat Business
Using Customer Satisfaction as a Mediating Variable to Boost Service Quality and Build Trust in Repeat Business Open
The purpose of this research is to identify the moderating effects of service quality, confidence in customer loyalty, and satisfaction. Quantitative survey methodology is used in this kind of study. A total of one hundred residents of Tan…
View article: Integration of Science at Islamic Universities in Indonesia: Delving Lecturers’ Perception
Integration of Science at Islamic Universities in Indonesia: Delving Lecturers’ Perception Open
In the application of the concept of scientific integration, there are still hurdles in changing the learning curriculum and lecturers' understanding of Islam and science. Therefore, this study intends to examine the perspectives of lectur…
View article: Dampak Covid-19 terhadap Perekonomian Masyarakat Ditinjau dari Perspektif Ekonomi Syariah
Dampak Covid-19 terhadap Perekonomian Masyarakat Ditinjau dari Perspektif Ekonomi Syariah Open
The purpose of this study was to find out how big the impact of the covid-19 virus was on the economy of the people in the city of Medan, how did the people of the city of Medan anticipate being able to carry out their lives and how did th…
View article: Analisis Pengaruh Discount Rate, Cash Ratio, dan Selective Credit Control terhadap Perkembangan Aset Modal Ventura Syariah Periode 2017-2021
Analisis Pengaruh Discount Rate, Cash Ratio, dan Selective Credit Control terhadap Perkembangan Aset Modal Ventura Syariah Periode 2017-2021 Open
The purpose of this study is to determine the impact of the discount rate, cash ratio, and selective credit control simultaneously and each variable on the development of Islamic venture capital assets. This study uses an associative appro…
View article: ANALISIS KEBUTUHAN INDUSTRI KEUANGAN SYARIAH TERHADAP KOMPETENSI LUARAN PENDIDIKAN TINGGI ISLAM
ANALISIS KEBUTUHAN INDUSTRI KEUANGAN SYARIAH TERHADAP KOMPETENSI LUARAN PENDIDIKAN TINGGI ISLAM Open
This study aims to explain the competencies required by Islamic financial institutions today, and how these competencies are fulfilled by Islamic higher education resources, in this case UIN SU Medan. This study also tries to explain how t…
View article: The Effect of Cashless Payment and the Amount of the Money Circulation on the Inflation Rate in Indonesia for the Period of 2018-2021
The Effect of Cashless Payment and the Amount of the Money Circulation on the Inflation Rate in Indonesia for the Period of 2018-2021 Open
This study aims to determine the effect of cashless payments and the money supply on the inflation rate in Indonesia in the period 2018-2021. The independent variables used are cashless payment and the money supply. While the dependent var…
View article: ANALISIS DETERMINAN PERILAKU KONSUMTIF KELUARGA MUSLIM KOTA TANJUNGBALAI DENGAN PENDAPATAN SEBAGAI VARIABEL INTERVENING
ANALISIS DETERMINAN PERILAKU KONSUMTIF KELUARGA MUSLIM KOTA TANJUNGBALAI DENGAN PENDAPATAN SEBAGAI VARIABEL INTERVENING Open
This study aims to determine the effect of financial literacy, lifestyle, income and financial attitudes on the consumptive behavior of Muslim families through income as an intervening variable. In this study, researchers used quantitative…