Peter Zweifel
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View article: Redistribution in Whose Favor? Preferences with Regard to Types of Beneficiaries and Their Nationalities
Redistribution in Whose Favor? Preferences with Regard to Types of Beneficiaries and Their Nationalities Open
The objective of this paper is to measure preferences for income redistribution through the public budget when recipients differ in terms of their 'degree of merit' (such as the working poor) and their nationalities. A discrete choice expe…
View article: Can Multi-Peril Insurance Policies Mitigate Adverse Selection?
Can Multi-Peril Insurance Policies Mitigate Adverse Selection? Open
The objective of this paper is to pursue an intuitive idea: for a consumer who represents an “unfavorable” health risk but an “excellent risk” as a driver, a multi-peril policy could be associated with a reduced selection effort on the par…
View article: Separating Equilibria with Search and Selection Effort: Evidence from the Auto Insurance Market
Separating Equilibria with Search and Selection Effort: Evidence from the Auto Insurance Market Open
The objective of this paper is to assess the behavior of policyholders and insurance companies in the presence of adverse selection by accounting for costly search and selection efforts, respectively. Insurers seek to stave off high-risk t…
View article: Can Investment Views Explain Why People Insure Their Cell Phones But Not Their Homes?—A New Perspective on the Catastrophe Insurance Puzzle
Can Investment Views Explain Why People Insure Their Cell Phones But Not Their Homes?—A New Perspective on the Catastrophe Insurance Puzzle Open
The consistently missing demand for catastrophe insurance and for coverage of other low-probability–high-consequence risks is often referred to as the catastrophe insurance puzzle. People show reluctance to insure low-probability–high-cons…
View article: Redistribution in Whose Favor? Preferences with Regard to Types of Beneficiaries And Their Nationalities
Redistribution in Whose Favor? Preferences with Regard to Types of Beneficiaries And Their Nationalities Open
View article: Corrigendum to ‘The value of a QALY towards the end of life and its determinants: Experimental evidence’ [Social Science & Medicine Volume 326 (2023) 115909]
Corrigendum to ‘The value of a QALY towards the end of life and its determinants: Experimental evidence’ [Social Science & Medicine Volume 326 (2023) 115909] Open
View article: The value of a QALY towards the end of life and its determinants: Experimental evidence
The value of a QALY towards the end of life and its determinants: Experimental evidence Open
This research finds that individual WTP for an extension of survival time to one year is dominated by WTP for health-related quality of life whereas for societal WTP, it is the other way round. Both individual and societal WTP values exhib…
View article: Reference Health and Investment Decisions
Reference Health and Investment Decisions Open
View article: Can Multi-Peril Insurance Policies Mitigate Adverse Selection?
Can Multi-Peril Insurance Policies Mitigate Adverse Selection? Open
View article: Mitigating Adverse Selection Through Multi-Peril Insurance Policies
Mitigating Adverse Selection Through Multi-Peril Insurance Policies Open
View article: Health economics explained through six questions and answers
Health economics explained through six questions and answers Open
Health economics as a discipline is described using six questions to be answered: Is health different from all other goods? Is the ‘cost explosion’ the core issue? What is the relative importance of moral hazard and adverse selection in co…
View article: The ‘Red Herring’ Hypothesis: Some Theory and New Evidence
The ‘Red Herring’ Hypothesis: Some Theory and New Evidence Open
The ‘red herring’ hypothesis (RHH) claims that apart from income and medical technology, proximity to death rather than age constitutes the main determinant of healthcare expenditure (HCE). This paper seeks to underpin the RHH with some th…
View article: Expanding insurability through exploiting linear partial information
Expanding insurability through exploiting linear partial information Open
This contribution aims to expand insurability using partial linear information (LPI) on probabilities of the type, $ {r}_{1}\ge {r}_{3} $ (with $ {r}_{1}+{r}_{2}+{r}_{3}+\dots {r}_{n} = {1} $). LPI theory permits to exploit such weak info…
View article: Preference measurement in health using experiments
Preference measurement in health using experiments Open
This contribution has three objectives. First, it seeks to justify the use of the economic criterion, “Provision of health care in accordance with the preferences of current and potential patients” for guiding decisions concerning the adop…
View article: Solvency Regulation—An Assessment of Basel III for Banks and of Planned Solvency III for Insurers
Solvency Regulation—An Assessment of Basel III for Banks and of Planned Solvency III for Insurers Open
Basel III, regulating the solvency of banks, is to be fully implemented by 2027 while Solvency III directed at insurers is being prepared. In view of past experience, it will be closely modelled after Basel III. This raises two questions. …
View article: Bridging the gap between risk and uncertainty in insurance
Bridging the gap between risk and uncertainty in insurance Open
View article: Corona-Virus als Stresstest
Corona-Virus als Stresstest Open
Nach dem Ausbruch von SARS-CoV-2 (Corona-Virus) wurden zum Schutz der Bevölkerungsgesundheit und um eine Überforderung des Gesundheitswesens zu verhindern, Kontakt- und Ausgangsbeschränkungen, Mindestabstand zwischen Personen, Hygieneregel…
View article: Fünf Fragen (und Antworten) zur Gesundheitsökonomik
Fünf Fragen (und Antworten) zur Gesundheitsökonomik Open
Zusammenfassung In diesem Übersichtsartikel beschreibt Peter Zweifel die Entwicklung des Fachgebiets „Gesundheitsökonomik“ an Hand von Antworten auf fünf Fragen: Ist das Gut „Gesundheit“ wirklich anders als alle andern? Geht es zentral um …
View article: Buying efficiency: optimal hospital payment in the presence of double upcoding
Buying efficiency: optimal hospital payment in the presence of double upcoding Open
View article: The triple challenge of mental health
The triple challenge of mental health Open
View article: Overcoming resistance against managed care – insights from a bargaining model
Overcoming resistance against managed care – insights from a bargaining model Open
View article: Policy dilemmas in financing long-term care in Europe
Policy dilemmas in financing long-term care in Europe Open
Long-term care (LTC) is the largest insurable risk facing the elderly in most western societies. Paradoxically, institutional responses to the need to insure ex-ante (before the contingency occurs) the financial risks of needing LTC (by me…
View article: Policy Dilemmas in Financing Long‐term Care in Europe
Policy Dilemmas in Financing Long‐term Care in Europe Open
Long‐term care ( LTC ) is the largest insurable risk facing the elderly in most high‐income countries. Paradoxically, institutional responses to the need to insure ex ante (i.e. before the contingency occurs) the financial risks of needing…
View article: Unintended Consequences of Hospital Payment: The Case of Swiss Diagnosis Related Groups
Unintended Consequences of Hospital Payment: The Case of Swiss Diagnosis Related Groups Open
Background: In 2012, Switzerland changed from retrospective to prospective hospital payment based on diagnosis related groups (DRGs), following the example of the United States, Australia, and Germany. As in these countrie…
View article: Unintended Consequences of Hospital Payment: The Case of Swiss DRG
Unintended Consequences of Hospital Payment: The Case of Swiss DRG Open
View article: Creaming and Dumping: Who on Whom?
Creaming and Dumping: Who on Whom? Open
In several countries, some healthcare providers combine public service with practice in their own facilities (dual-job practitioners). According to the existing literature, they are viewed as cream-skimming profitable (low-severity) publi…
View article: Competition in the healthcare sector: a missing dimension
Competition in the healthcare sector: a missing dimension Open
View article: Experimental measurement of preferences in health care using best-worst scaling (BWS): theoretical and statistical issues
Experimental measurement of preferences in health care using best-worst scaling (BWS): theoretical and statistical issues Open
View article: ‘Catastrophic’ healthcare expenditure: critique of a problematic concept and a proposal
‘Catastrophic’ healthcare expenditure: critique of a problematic concept and a proposal Open
View article: Experimental measurement of preferences in health and healthcare using best-worst scaling: an overview
Experimental measurement of preferences in health and healthcare using best-worst scaling: an overview Open