Financial inclusion ≈ Financial inclusion
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Impact of digital finance on financial inclusion and stability Open
This article provides a discussion on some issues associated with digital finance – an area which has not been critically addressed in the literature. Digital finance and financial inclusion has several benefits to financial services users…
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Fintech, financial inclusion and income inequality: a quantile regression approach Open
Although theory suggests that financial market imperfections–mainly information asymmetries, market segmentation and transaction costs–prevent poor people from escaping poverty by limiting their access to formal financial services, new fin…
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The determinants of financial inclusion in Africa Open
The objective of this paper is to examine the determinants of financial inclusion in Africa. We use the World Bank's Global Findex database on 37 African countries to perform probit estimations. We find that being a man, richer, more educa…
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Industry 4.0 in Finance: The Impact of Artificial Intelligence (AI) on Digital Financial Inclusion Open
This study sought to investigate the impact of AI on digital financial inclusion. Digital financial inclusion is becoming central in the debate on how to ensure that people who are at the lower levels of the pyramid become financially acti…
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The rise of digital finance: Financial inclusion or debt trap? Open
This study focuses on the impact of digital finance on households. While\ndigital finance has brought financial inclusion, it has also increased the risk\nof households falling into a debt trap. We provide evidence that supports this\nnoti…
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Mobile financial services and financial inclusion: Is it a boon for savings mobilization? Open
The adoption of mobile telephony to provide financial services in Africa has become instrumental in integrating the hitherto unbanked segments of the population to the mainstream financial systems. This study sought to establish this linka…
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Nurturing a FinTech ecosystem: The case of a youth microloan startup in China Open
Financial technology, or FinTech, involves the design and delivery of financial products and services through technology. It impacts financial institutions, regulators, customers, and merchants across a wide range of industries. Pervasive …
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How does financial literacy impact on inclusive finance? Open
Inclusive finance is a core concept of finance that makes various financial products and services accessible and affordable to all individuals and businesses, especially those excluded from the formal financial system. One of the leading f…
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Financial inclusion, economic growth, and poverty alleviation: evidence from eastern Indonesia Open
The need for a good understanding of the relationship between financial inclusion and economic growth has become a significant concern in national development. Both sectors play an essential role in formulating income distribution policies…
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Financial literacy and responsible finance in the FinTech era: capabilities and challenges Open
A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general we…
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Local Bank, Digital Financial Inclusion and SME Financing Constraints: Empirical Evidence from China Open
This paper investigates the impact of local banks and digital financial inclusion on Small and Medium-sized Enterprise (SME) financing constraints. Using data from Chinese SMEs for the period 2007–2017, our robust results find that (1) SME…
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Dynamic linkages between financial inclusion and carbon emissions: Evidence from selected OECD countries Open
This study analyzes the dynamic linkages between financial inclusion, energy consumption, and carbon emissions taking corruption, infrastructure, and economic growth as control variables. The data of 23 OECD countries covering the period f…
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Digital transformation in financial services provision: a Nigerian perspective to the adoption of chatbot Open
Purpose Recognising the high numbers of unbanked and financially excluded adults in Nigeria, this study aims to position chatbot as a digital transformation tool to radically change business model, improve customer experience and enhance f…
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Funding Financial Inclusion: Institutional Logics and the Contextual Contingency of Funding for Microfinance Organizations Open
Microfinance is a promising tool for addressing the grand challenge of global poverty. Yet, while many studies have examined how microfinance loans affect poor borrowers, we know little about how microfinance organizations (MFOs) themselve…
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MOBILE MONEY, FINANCIAL INCLUSION AND DEVELOPMENT: A REVIEW WITH REFERENCE TO AFRICAN EXPERIENCE Open
Survey literature on mobile money and its contribution in promoting financial inclusion and development, with a focus on sub‐Saharan Africa. We use taxonomic, descriptive and analytical methods to evaluate the state of knowledge in the are…
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Has Digital Financial Inclusion Narrowed the Urban-Rural Income Gap: The Role of Entrepreneurship in China Open
The combination of digital technology and finance has brought about a new development model for financial inclusion. What impact will it have on the current imbalance in the distribution of financial resources and the urban-rural income ga…
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Financial Inclusion and Economic Growth in Nigeria Open
Financial development is not simply a result of economic growth; it is also the driver of economic growth. Financial inclusion (FI), a feature offi nancial development, is a process that marks improvement in quantity, quality, and effi cie…
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The Impact of Financial Inclusion on Economic Growth, Poverty, Income Inequality, and Financial Stability in Asia Open
As an effort to achieve sustainable development and increase people's welfare, financial inclusion has become the policy agenda of many countries. Therefore, the effect of financial inclusion on economic growth, poverty, income inequality,…
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The role of financial inclusion in driving women’s economic empowerment Open
This article highlights why the Bill & Melinda Gates Foundation has focused on financial inclusion to advance women’s economic empowerment and drive progress on gender equality. It highlights key lessons from financial inclusion-related pr…
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Thinking Inside the Box: A Closer Look at Financial Inclusion and Household Income Open
Using national representative household finance survey data covering more than 6200 Chinese households, we first construct a new multidimensional indicator for financial inclusion. Then we examine the effect of financial inclusion on house…
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Sustainability in FinTechs: An Explanation through Business Model Scalability and Market Valuation Open
Framework: Financial Technology (FinTech) is an industry composed of diversified firms that combine financial services with innovative technologies. The research question and main goal are attempting to answer whether they are more similar…
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Digital Financial Inclusion and Farmers’ Vulnerability to Poverty: Evidence from Rural China Open
Access to finance is often cited as a key factor for sustainable poverty alleviation, but expanding access to the poor remains an important challenge for financial institutions. Much hope has, therefore, been placed in the transformative p…
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Mobile financial services, financial inclusion, and development: A systematic review of academic literature Open
With the flagship success of m‐Pesa, financial services via mobile devices have become an important tool to facilitate the financial inclusion of the previously unbanked population in developing countries. Attempts to provide a landscape o…
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Making the world a better place with fintech research Open
Financial technology (fintech) is seen as possessing significant potential to provide the poor access to financial services and help them escape the clutches of poverty. Surprisingly, Information Systems (IS) research has engaged little wi…
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A Review of Determinants of Financial Inclusion Open
The role of financial inclusion in the economic and financial discourse has gained a lot of interest both among academia and practitioners. The discussion has further received attention from development partners such as the World Bank, Int…
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Digital Financial Inclusion and Sustainable Growth of Small and Micro Enterprises—Evidence Based on China’s New Third Board Market Listed Companies Open
The United Nations’ 2030 Agenda for Sustainable Development aims to promote inclusive and sustainable economic growth and encourage the formalization and growth of micro, small, and medium enterprises through access to financial services. …
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Fintech in islamic finance literature: A review Open
This study reviews Islamic FinTech research development from 2017 to 2022. The study adopts a hybrid approach combining bibliometric and content analysis to reveal the current research trend of Islamic FinTech research. Using the Scopus da…
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Investigating the implications of technological innovations, financial inclusion, and renewable energy in diminishing ecological footprints levels in emerging economies Open
The correlation between technological innovation, economic growth, renewable energy, and ecological footprint carries significant policy implications for environmental sustainability. Furthermore, financial inclusion can drastically affect…
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FinTech Lending Open
In this article, we review the growing literature on financial technology (FinTech) lending—the provision of credit facilitated by technology that improves the customer–lender interaction or used in lenders’ screening and monitoring of bor…
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Investigating the Adoption of Digital Payment System through an Extended Technology Acceptance Model: an Insight from the Indonesian Small and Medium Enterprises Open
Digitalization in the payment system has been promoted by the Indonesian government since the government is targeting to become the largest digital economy in Southeast Asia. However, not all companies can adopt digital payments quickly. S…