FinTech ≈ FinTech
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The impact of the FinTech revolution on the future of banking: Opportunities and risks Open
The financial technologies (FinTech) revolution is in full swing globally. In this paper, we review the burgeoning literature on FinTech and FinTech-enabled services, focusing on the opportunities and risks for banks. Using high quality ba…
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Taming the Beast: A Scientific Definition of Fintech Open
There is currently no consensus about what the term Fintech means. This paper explores the complexity of Fintech, and attempts a definition, drawn from a process of reviewing more than 200 scholarly articles referencing the term Fintech an…
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Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model Open
Along with the development of Fintech, many scholars have studied how information technology is applied to financial services with a focus on extended methods for application. Few scholars have studied the influence mechanism behind the ad…
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The FinTech Opportunity Open
This paper assesses the potential impact of FinTech on the finance industry, focusing on financial stability and access to services.I document first that financial services remain surprisingly expensive, which explains the emergence of new…
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FinTech (Financial Technology): What is It and How to Use Technologies to Create Business Value in Fintech Way? Open
We define FinTech as a cross-disciplinary subject that combines Finance, Technology Management and Innovation Management. The definition had been presented to different audiences with different backgrounds, such as students and business pr…
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Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness Open
Purpose The automation of services is rapidly growing, led by sectors such as banking and financial investment. The growing number of investments managed by artificial intelligence (AI) suggests that this technology-based service will beco…
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Nurturing a FinTech ecosystem: The case of a youth microloan startup in China Open
Financial technology, or FinTech, involves the design and delivery of financial products and services through technology. It impacts financial institutions, regulators, customers, and merchants across a wide range of industries. Pervasive …
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Challenges and Trends of Financial Technology (Fintech): A Systematic Literature Review Open
Digital transformation creates challenges in all industries and business sectors. The development of digital transformation has also clearly triggered the emergence of fintech (financial technology) initiatives, which are recognized as som…
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Fintech and Sustainability: Do They Affect Each Other? Open
Current concerns about environmental issues have led to many new trends in technology and financial management. Within this context of digital transformation and sustainable finance, Fintech has emerged as an alternative to traditional fin…
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Fintech Credit Markets Around the World: Size, Drivers and Policy Issues Open
Fintech credit has grown rapidly around the world in recent years, but its size still varies greatly across economies. Differences reflect economic development and financial market structure: the higher a country’s income and the less comp…
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FinTech, RegTech, and the Reconceptualization of Financial Regulation Open
© 2017. All rights reserved. Regulatory change and technological developments following the 2008 Global Financial Crisis are changing the nature of financial markets, services, and institutions. At the juncture of these phenomena lies regu…
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FinTech in COVID-19 and Beyond: What Factors Are Affecting Customers’ Choice of FinTech Applications? Open
Accessing financial services is considered one of the main challenges facing communities during crises. This research studies the role of using FinTech applications to build resilience during the COVID-19 pandemic. The research empirically…
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Fintech as Financial Innovation - The Possibilities and Problems of Implementation Open
There is a growing competition between banks and fintech not only in advanced economies, but also in the emerging markets. However, it is yet to be observed in Latvia to the same extent. This paper aims to evaluate fintech's level of devel…
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Sustainability in FinTechs: An Explanation through Business Model Scalability and Market Valuation Open
Framework: Financial Technology (FinTech) is an industry composed of diversified firms that combine financial services with innovative technologies. The research question and main goal are attempting to answer whether they are more similar…
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Mobile payment in Fintech environment: trends, security challenges, and services Open
Due to recent developments in IT technology, various Fintech technologies composing of finance and technology are being developed. Especially, because of rapidly growing online market and supply of mobile devices, the need for mobile Finte…
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Making the world a better place with fintech research Open
Financial technology (fintech) is seen as possessing significant potential to provide the poor access to financial services and help them escape the clutches of poverty. Surprisingly, Information Systems (IS) research has engaged little wi…
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Understanding Benefit and Risk Framework of Fintech Adoption: Comparison of Early Adopters and Late Adopters Open
Financial technology (Fintech) service has recently become the focus of considerable attention. Although many researchers and practitioners believe that Fintech can reshape the future of the financial services industry, others are skeptica…
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How Green FinTech Can Alleviate the Impact of Climate Change—The Case of Switzerland Open
The financial services industry is currently undergoing a major transformation, with digitization and sustainability being the core drivers. While both concepts have been researched in recent years, their intersection, often conceived as “…
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Fintech, regtech, and financial development: evidence from China Open
This study investigates the influence of fintech on developments in China’s financial sector across 290 cities and 31 provinces between 2011 and 2018. Using a two-stage least squares instrumental variable regression approach and correcting…
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The Effects of Perceived Ease of Use, Security, and Promotion on Trust and Its Implications on Fintech Adoption Open
The advancement of mobile devices and their usage has increased the uptake of fintech innovation. These new technologies should provide ease of use and give advantages to their customers. On the other side, mobile application security thre…
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Fintech and Financial Stability Potential Influence of FinTech on Financial Stability, Risks and Benefits Open
Since the last global financial crisis supervisory mechanisms and regulations have become more stringent which have significantly improved resilience of banks therefore positively affecting financial stability. Apart from traditional finan…
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FinTech Lending Open
In this article, we review the growing literature on financial technology (FinTech) lending—the provision of credit facilitated by technology that improves the customer–lender interaction or used in lenders’ screening and monitoring of bor…
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The Impact of Fintech and Digital Financial Services on Financial Inclusion in India Open
India’s financial inclusion has significantly improved during the last several years. In recent years, there has been a rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech …
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A case study on business model innovations using Blockchain: focusing on financial institutions Open
Purpose Blockchain is a distributed ledger, in which the blocks containing transaction details are connected chronologically to form a series of chains, thus raising the possibility of improving the process and innovating business model fo…
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The Promise of Fintech in Emerging Markets : Not as Disruptive Open
Fintech innovations - innovations by financial services providers based on digital technology - are widely believed to have a disruptive effect on the financial services industry. The purpose of the paper is to investigate how financial se…
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FinTech and Financial Innovation: Drivers and Depth Open
This paper answers two questions that help those analyzing FinTech understand its origins, growth, and potential to affect financial stability. First, it answers the question of why "FinTech" is happening right now. Many of the technologie…
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Towards an Understanding of FinTech Users’ Adoption: Intention and e-Loyalty Post-COVID-19 from a Developing Country Perspective Open
Earlier literature has shown that the implementation of FinTech innovations is not only determined by banks, financial institutions, or government support, but also by the perception and experiences of FinTech users. FinTech research has s…
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Thematic Analysis of Financial Technology (Fintech) Influence on the Banking Industry Open
The synthesis of technology and finance is known as financial technology (Fintech), which brings together two of the biggest industries in harmony. Fintech disruption is a deviation from the norm, resulting in a significant shift in bankin…
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Factors Affecting Fintech Adoption: A Systematic Literature Review Open
The rise of financial technology (fintech) has been one of the substantial changes in the financial landscape driven by technological advancements and the global financial crisis. This paper employs the systematic literature review (SLR) t…
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Preliminary Study on Consumer Attitude towards FinTech Products and Services in Malaysia Open
“FinTech” or a compound term of Financial Technology refers as a newly emerged industry that utilizes IT-centered technologies which aims to boost the efficiency of the financial ecosystem. Since its inception, FinTech has successfully est…